How a card is made
- You say what you want, typed or spoken, in any language.
- An AI model works out what you mean. Terra Ask uses Claude, made by Anthropic. It picks the action and its inputs, and can read your wallet for “all” or “half”.
- Code builds the transaction, not the model, using only messages checked on chain, with each protocol’s protections: a minimum on a swap, a health check on a loan.
- The chain simulates it as your address. If it would fail or not do what you asked, you get the reason instead of a card.
- You sign it in your own wallet, which shows the same messages.
A card’s numbers are current for one minute, then it asks for fresh ones.
What it will not do
- Give financial advice, predict prices or talk about returns.
- Hold your funds or keys, or sign anything. A pasted recovery phrase is treated as exposed.
- Act outside Terra or the actions listed here.
Its words can be wrong. The card’s numbers come from the chain; if they disagree, the card is right.
Fees
- Terra Ask takes 0.25% of each transaction: from what you put in, from what you receive, or on top of a repayment. It is its own line on the card, paid in the same transaction.
- Every transaction pays a small network fee in LUNA, shown on the card.
- Pools, Eris, Creda and Solid charge their own fees.
Risks by action
Swaps
The route is the one the Openfields swap would sign, over Astroport’s, Terra Swap’s and Skeleton Swap’s pools. The card sets the least you receive (1% slippage unless you ask otherwise); if the price moves further, the swap fails instead. Large amounts in thin pools move the price; the card shows by how much. USDC from Noble and USDC.inj are not swapped for each other.
Eris (ampLUNA)
Unstaking through Eris takes 21 days plus up to 3 for the next batch, and cannot be cancelled. Selling ampLUNA in a pool is faster, at the pool’s price. A validator penalty can lower what unstaking pays. Eris’s admin can change its contracts.
Creda
Supplied tokens are lent out, so withdrawing depends on what is not lent. USDC is closed; ampLUNA is often full. A loan can be liquidated if its collateral falls. Creda allows health down to about 1.03; Terra Ask will not go below 1.3. Interest is variable.
Solid
Minting SOLID against ampLUNA, bLUNA or USDC is a loan, and the borrow limit is also where liquidation starts. Terra Ask keeps the debt at 60% of the limit or less and shows the liquidation price. No interest; a mint fee of about 0.5% is added to the debt. 1 SOLID ≈ $1 is a soft reference; SOLID is not a licensed stablecoin and its price can move.
Who is behind it
An independent, experimental Openfields project. Not an official Terra product, and not affiliated with Terraform Labs, Phoenix Foundation, Astroport, Eris, Creda, Solid or Anthropic.